Effective Date: April 1, 2026
Welcome to Love On Track. These Terms of Service (“Terms”) govern your use of the Love On Track website, tools, digital products, and related services made available by Love On Track (“Love On Track,” “we,” “us,” or “our”).By purchasing, accessing, or using our website, digital planning tool, bonus materials, PDFs, or related content, you agree to these Terms.1. What We ProvideLove On Track provides digital home-planning tools, downloadable materials, and related informational content designed to help users estimate a potential home-buying timeline, home price range, future budget, and related planning scenarios.Our products are intended for planning and informational purposes only.2. No Financial, Mortgage, Tax, Legal, or Investment AdviceLove On Track does not provide financial, mortgage, lending, tax, legal, real estate brokerage, insurance, or investment advice.Any outputs, estimates, timelines, budgets, recommendations, scenarios, or assumptions shown through our website or digital tools are general planning estimates only. They are not guarantees, pre-approvals, lender determinations, underwriting decisions, or promises of future results.Your actual results may differ based on market conditions, rates, taxes, insurance costs, lender requirements, income changes, savings behavior, credit, debt, and other factors.3. EligibilityYou must be at least 18 years old and legally able to enter into a binding agreement to purchase or use our products and services.4. Digital Product AccessWhen you purchase from Love On Track, you receive access to the digital product(s) and bonus materials included with your purchase at that time.Unless otherwise stated, your purchase is a one-time purchase and includes access to the purchased digital tool and included materials as described on the checkout or sales page.We may update, improve, modify, or refine the tool, assumptions, layout, or included materials over time.5. Personal Use OnlyYour purchase is for your personal use only.You may not:resell, redistribute, sublicense, copy for commercial use, share login/access links publicly, or otherwise exploit our products or content for commercial purposes;
reproduce or distribute our downloadable materials, PDFs, bonus documents, or tool outputs for resale;
use our website or tool in a way that harms, disables, or interferes with the service.
6. Accuracy of Information You ProvideYou are responsible for the accuracy of the information you enter into the tool. Inaccurate, incomplete, or outdated information may affect the accuracy and usefulness of the estimates you receive.7. Refund and Refinement PolicyOur goal is to give you useful clarity and a practical planning estimate.If you are not fully confident in the result you receive, you may contact us at [email protected]
and we will make a reasonable effort to help refine your result with you.If, after that, you still do not feel confident in the result, we may issue a refund in accordance with our posted refund policy.We reserve the right to refuse refund abuse, repeated refund requests, or misuse of our products.8. Intellectual PropertyAll content on the Love On Track website and in our products, including text, branding, logos, graphics, design, PDFs, bonus materials, downloadable content, and tool logic, is owned by or licensed to Love On Track and protected by applicable intellectual property laws.Purchasing a product does not transfer ownership of any intellectual property to you.9. Website and Service AvailabilityWe aim to keep our website and digital products available, but we do not guarantee uninterrupted availability, error-free operation, or compatibility with every device or browser at all times.We may suspend, modify, update, or discontinue part of the website or digital products at any time.10. Limitation of LiabilityTo the fullest extent permitted by law, Love On Track will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss of profits, savings, opportunities, data, or goodwill arising out of or related to your use of our website, digital tools, or materials.Our total liability for any claim related to your purchase or use of our products will not exceed the amount you paid to Love On Track for the specific product giving rise to the claim.11. No Guarantee of OutcomesWe do not guarantee that you will be able to buy a home by a particular date, at a particular price, with a particular loan, or under specific market conditions.The tool is meant to help you plan, not to guarantee an outcome.12. Changes to These TermsWe may update these Terms from time to time. The updated version will be posted on this page with a revised effective date.13. ContactIf you have questions about these Terms, please contact:Love On Track
Email: [email protected]